Did you know?
The State of Florida requires insurance companies to offer discounts for protecting your home against damage caused by windstorms. These discounts are known as wind mitigation credits. In order to be eligible for them, a certified inspector needs to perform a WIND MITIGATION INSPECTION of your home.
FLORIDA WIND MITIGATION PROGRAM
The Florida Comprehensive Hurricane Damage Mitigation Program (FCHDMP), also called the My Safe Florida Home program, was created to help residents lower their risk of property damage from wind and hurricanes. Insurance companies are required by Florida law to offer discounted windstorm insurance rates to homeowners who purchase homes with wind-resistant features, or retrofit these features onto an existing home.
Discounts from Florida's wind mitigation program can reduce windstorm insurance significantly. In order to qualify for wind mitigation credits, you'll need to have a home inspection by a certified inspector who will check for certain features, such as:
- Hurricane shutters
- Impact-rated glass on doors and windows
- Reinforced roof-to-wall connections
- Roof-deck attachment▪Roof covering, shape and bracing
- Storm resistant doors and garage doors
- Secondary water resistance
A positive risk rating in your WIND MITIGATION INSPECTION REPORT can save you anywhere from 3% to 55% on the wind portion of your home insurance policy. At EZ INSPECTION LLC we can help you with the inspection and report.
Wind Mitigation Inspection
A wind mitigation inspection (also called a windstorm mitigation inspection) is when a certified inspector checks your home's wind-resistant features. These features can be anything from door/window coverings to the way your roof is attached to your home to how your roof is sealed to prevent water from entering.